Health Insurance and Employee Benefits
Why seek specialist advice when you could do it yourself?
It’s notoriously difficult to compare ‘apples with apples’ when assessing employee benefits – particularly if they are group insurance benefits. We already have the knowledge of the industry, the providers, the products and the terms and conditions. We also have the assessment and comparative processes completely streamlined to ensure that your plans are the ‘best fit’ for your requirements – whether you’re making the decision for yourself, your family or for your staff.
Won’t I save money working this out myself?
It depends on how much you value your time and what your level of knowledge is.
For individuals, your premium will be identical whether or not you involve a ‘middle person’. And you’ll have someone else to rely on for advice as often as you need it at no additional cost.
For small groups, it costs very little to outsource the assessment of your employee benefits and there are options available depending on how much assistance you would like. Click here to check out Fees.
For medium to large groups, we have encountered very few HR Managers or CEOs who seriously have the time or expertise to do justice to this critical area. Management tend to focus on the annual premium negotiations which are really just a part of the equation. Assura Group investigates the profitability, the rationale for proposed changes, the products and cost-containment measures.
It is arguably even more critical that you justify your choice of providers, plans and premiums. And it is our experience that only if you have staff input (in some shape or form) that you can most effectively and easily implement improvements to your existing benefits or, alternatively, introduce the services of new providers. Our processes are efficient and professional, and our fees are reasonable. To find out what the process and cost would be, check out Form 3, or Fees.
